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Bank of America Credit Cards
| Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card |

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- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first fifteen billing cycles.
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.
- No Annual Fee
- Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
- Absolute fraud protection against unauthorized use, online and offline.
- Card issued by FIA Card Services, N.A.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
0% for 15 mo. |
None |
9.99% - 19.99% |
Good |
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| Bank of America® World MasterCard® with WorldPoints® Rewards |

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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge(SM) service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
0% for 12 mo. |
None |
9.99% - 19.99% |
Good |
|
| Bank of America® WorldPoints® Platinum Plus® MasterCard® Credit Card |

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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
0% for 15 mo. |
None |
9.99% - 19.99% |
Good |
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| Bank of America Accelerated Rewards American Express® Card |

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- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
0% for 12 mo. |
None |
9.99% - 19.99% |
Good |
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| Pet Rewards® Visa® |

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- 500 bonus points after your first purchase
- 1 point for every dollar you spend on everyday purchases
- Rewards begin at just 750 points
- Earn points toward veterinary services, pet food discount certificates, and shelter donations
- Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
- Card issued by FIA Card Services, N.A.
*See website for complete terms and conditions of card usage and application disclosure. |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0% for 6 mo. |
0% for 6 mo. |
None |
14.99%* |
Good |
|
| Home Advantage World MasterCard® Credit Card with WorldPoints® Rewards |

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- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants§
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
- No limit to the number of points you can earn each year
- Absolute fraud protection against unauthorized use, online and offline
- Access to the MyConcierge(SM) service, a unique personal assistance service§
- Secure Online Account Access and electronic bill payment service
- Card issued by FIA Card Services, N.A.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
0% for 12 mo. |
None |
9.99% - 19.99% |
Good |
|
| Virgin Atlantic American Express® Card- Black |

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- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0% for 6 mo. |
0% for 6 mo. |
$90 |
13.99% |
Excellent |
|
| Virgin Atlantic American Express® Card- White |

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- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 miles per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn an 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Terms & Conditions |
| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0% for 6 mo. |
0% for 6 mo. |
$49 |
13.99% |
Good |
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*See the credit card issuer's web site by clicking the "Apply Now"
button to review the terms and conditions of all offers.
While reasonable effort is made to maintain the accuracy of
credit card information, it is presented without warranty.
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