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Credit Cards for People with Excellent Credit
| Discover® More Card |

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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0%* for 6 mo.* |
0%* for 15 mo.* |
None |
11.99% - 20.99% (Variable)* |
Excellent |
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| Chase Sapphire(SM) |

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- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
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| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| N/A |
N/A |
None |
12.24% Variable* |
Excellent |
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| Discover® More® Card - American Flag |

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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0%* for 6 mo.* |
0%* for 6 mo.* |
None |
as low as 11.99% Variable* |
Excellent |
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| Miles by Discover® Card |

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- 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| 0%* for 6 mo.* |
0%* for 6 mo.* |
None |
10.99% - 16.99% (Variable)* |
Good |
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| Starwood Preferred Guest(R) Credit Card from American Express |

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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purch APR |
Intro BT APR |
Annual Fee |
Regular APR |
Credit Needed |
| See Terms* |
See Terms* |
See Terms* |
15.24% variable |
Excellent |
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*See the credit card issuer's web site by clicking the "Apply Now"
button to review the terms and conditions of all offers.
While reasonable effort is made to maintain the accuracy of
credit card information, it is presented without warranty.
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