Featured Credit Cards Reviews

Chase Platinum Visa® Review

The Chase Platinum Visa® is a credit card best suited for those who have very good credit and seek a good, flexible platinum card with a rewards program. The card carries no annual fee and, for those who qualify, features a low interest rate, along with an attractive 0% intro APR for up to 12 months on purchases and balance transfers.

In addition, the Chase Visa features a reward program which can earn its cardmembers points to be redeemed for cash back, travel, merchandise and gift cards. A point is earned for each net dollar spent, with a maximum of 60,000 points that can be earned in a given year.

The card also offers a number of other cardholder perks that include travel accident insurance, auto rental insurance, and free online account access.

In summary, those who have a good credit history, want to participate in a rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum Visa® to be an excellent choice.

Chase Platinum Visa® Card
	0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Intro Purch APR Intro BT APR Annual Fee Regular APR Credit Needed 0% for 12 mo. 0% for 12 mo. None 9.99% Good

Discover® More(SM) Review

The Discover® More(SM) Card is a cash back credit card for those with very good credit. With its unique cash back program, cardholders can earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. These categories rotate throughout the year. Cardholders also earn up to 1% cash back on all other purchases.

Cardholders can also earn up to a double Cashback Bonus® by redeeming their rebates for gift certificates from participating Discover Card Partners, meaning that it is possible to effectively get a 10% rebate on certain purchases. There is no annual cap on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

The card also features a reasonably low APR with no annual fee and a 0% intro rate on purchases for 6 months, and a 0% intro rate on balance transfers for 12 months.

If you intend to carry a balance on the card, you should be aware that it uses the "Two Cycles Average Daily Balance" method. This method of applying finance charges is more expensive for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers.

The Discover® More card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers.

Discover® More(SM) Card
	Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 12 months on Purchases and Balance Transfers
Intro Purch APR Intro BT APR Annual Fee Regular APR Credit Needed 0% for 12 mo. 0% for 12 mo. None 10.99% Good