0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No annual fee
Intro Purch APR
Intro BT APR
Annual Fee
Regular APR
Credit Needed
0% if you qualify* for 7 mo. on Purchases*
0% if you qualify* for 12 mo. on Balance Transfers*
None
12.99% - 19.99%* (Variable)
Good
*See the credit card issuer's web site by clicking the "Apply Now"
button to review the terms and conditions of all offers.
While reasonable effort is made to maintain the accuracy of
credit card information, it is presented without warranty.
