Visa Credit Cards

Citi Forward® Card

The credit card that rewards you for good behavior.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
6,000 bonus points after $250 in purchases are made within 3 months of account opening.
2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
0% APR for 7 months on purchases and balance transfers.

Intro Purch APR	Intro BT APR	Annual Fee	Regular APR	Credit Needed
0% for 7 mo.	0% for 7 mo.	None	14.24% Variable	Good

Visa® Black Card

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro Purch APR	Intro BT APR	Annual Fee	Regular APR	Credit Needed
N/A	0% for six billing cycles	$495	13.24%	Excellent

Next Millennium Visa®

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5000.00
Get cash at over 740,000 ATMs
Accepted wherever Visa® is accepted

Annual Fee	Regular APR	Credit Needed
See Terms*	19.5%*	Bad Credit OK

*See the credit card issuer's web site by clicking the "Apply Now" button to review the terms and conditions of all offers. While reasonable effort is made to maintain the accuracy of credit card information, it is presented without warranty.